Commercial Credit Cards

Empower your business with newer technology!

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With a goal to empower customers through our expanded collaborative network, SBM Bank brings to you unique and instant credit facilities. Our wide range of commercial credit card services are specially designed to escalate business activities in no time with minimum effort.
SBM Bank India has partnered with leading financial facilitators to bring to you an array of credit card solutions that suit your size of business, type and product line. Now make managing your overheads as easy as never before.

Enkash SBM Corporate Card

Enkash SBM Corporate Card lets you enjoy a complete range of bespoke corporate credit card services in a true sense. Create your own purpose based cards and benefit from business specific privileges. EnKash SBM Corporate Card works as a robust expense management system which helps you get to work instantly.

  • Predefined limits as per business needs
  • Unlimited virtual cards on the go
  • Enjoy early payment discounts with extended credit period
  • Bulk invoice payments with one single click

Kodo SBM Corporate Card

Kodo SBM Corporate Cards help you manage your expenses the smarter way. Its unique app based management system lets you upload invoices and generates expense reports based on them. The Kodo app tracks and analyses your spending across categories to give you a complete idea of how you utilize your funds.

  • Take 3 minutes to apply – easy processing
  • No collaterals needs
  • Unlimited cards
  • Backed by automated application based technology

Open SBM Corporate Card

Trusted by 15 lakh businesses all over, Open SBM Corporate Card, is a VISA business card that combines banking, payments, accounting, expense management and tax planning. Specially designed for small businesses, this card helps carryout all business transactions swiftly. Plus, consumers get the benefit of Visa’s global acceptance.

  • Easiest method to collect and track payments with virtual accounting
  • Integrates your payment gateway to your company website
  • Creates and sends GST compliant invoices

EQL SBM Corporate Card

EQL SBM Business Card is a boon for businesses for whom time is a big deciding factor. It is a cutting-edge, easy-to-use business card which is accessible to more than one entity. If a business allows its members to access EQL SBM Corporate Card, it helps the members to easily and quickly access business funds based on roles. Streamline all your business spending with one single card.

  • Easy to operate
  • Supported by a state of the art accounting software
  • Multiuser interface
  • Generates PDF and Excel payment reports

Karbon SBM Corporate Card

Karbon SBM Corporate Card helps you get a business account, multiple cor[orate cards and other payment instruments within minutes. This card is ideal for all business units given its multiple usability, user friendly dashboard and uncapped cashback facilities.

  • 1 minute application processing with immediate approval
  • Secured and partnered by MasterCard
  • Highly rewarding
  • No extra fee, interest or personal guarantee required

GRO SBM Smart Business Credit Card

GRO SBM Smart Business Credit Card are secured credit cards designed especially to facilitate micro, small and medium enterprises (MSMEs). Funds can be availed by the U GRO Capital borrowers against a fixed deposit they keep with SBM Bank India. The credit card comes in handy when MSME entrepreneurs need funds to solve multiple financial challenges.

  • Withdrawl upto 90% of credit limit
  • Easy FD services with SBM Bank
  • Lower effective interest rate of your U GRO Capital loan

Happay SBM Corporate Card

Happay SBM Corporate Cards provide end to end expense management solutions to businesses. Organise your funds according to categories like reimbursements, petty cash, business overheads, payments, travel and more.

  • Supported by a Corporate Expense Management Software
  • Captures GST and other accounting files
  • Built-in compliance and spend analytics
  • Highly transparent

RazorpayX SBM Corporate Card

Grow your business and its access with RazorpayX Corporate Card. Powered by RazorpayX and partnered by Visa cards, enjoy global feature filled dashboard services which gives you real time transaction list and allows you to set smart expense limits.

  • Double your credit limit with regular usage
  • No security deposits needed
  • Upto 50 days of free credit
  • Personalize your company logo on your card
  • Flexible repayment options for business growth

BharatPe SBM Commercial Credit Card

BharatPe SBM Commercial Credit Card is a secured card which can be used both as a debit and credit card. It is recognised by all vendors who accept Visa as well as MasterCard services. A one stop solution for merchants already connected to the BharatPe ecosystem, the BharatPe SBM Card allows merchants to spend funds directly from their BharatPe Balance or BharatPe Credit on Card Balance.

  • Use credit up to one lakh and debit balances
  • Can withdraw money from ATMs
  • BharatPe card can be controlled completely by BharatPe Card Mobile App

Velocity SBM Commercial Credit Card

Velocity is India’s largest revenue based financing platform that provides new age automated digital solutions to its customers. E-Commerce businesses who spend online to acquire customers, generate revenue and make payments benefit from Velocity SBM Commercial Credit Card. Simply connect to your marketing account and earn as you spend. Get cashbacks, access to larger growth funds and much more on every spending.

  • Offers collateral-free credit line on a single flat fee
  • Works seamlessly with other apps like google analytics, amazon, RazorPay, Facebook and many more
  • Fast and Flexible repayment

Catch up on our Collaborative Conversations

#SmartbankingEpisodes


  • EnKash & SBM Bank India | In conversation with Naveen Bindal, Co-founder, EnKash

  • Niyo & SBM Bank India | In conversation with Vinay Bagri, Co-founder & CEO and Virender Bisht, Co-founder & CTO, Niyo Global

  • PayNearby & SBM Bank India | In conversation with Anand Kumar Bajaj, Founder, MD & CEO

  • Paisabazaar.com & SBM Bank India | In conversation with Naveen Kukreja, CEO & Co-founder

  • Paisabazaar.com & SBM Bank India | In conversation with Naveen Kukreja, CEO & Co-founder

Latest collaborator’s Quote or testimonial

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