At SBM, we make sure you don’t miss out on any opportunity due to lack of funds or dearth of financing options. Our wide range of financing products propel your business forward by providing you with bespoke solutions designed to suit your particular business needs. SBM works in line with all your direct financing needs – be it for your working capital needs, term loans as well as indirect financing needs through discounts and trade benefits. Reap the benefits of our worldwide goodwill to take your business on a forefront.

Overdraft

You may not always be in need of a loan to run your business. However, future contingencies and other external factors may sometimes lead to a short-term fund shortage situation which can be easily solved by swift planned solutions, which SBM calls Overdrafts.

Get quick easy cash credit or demand loan on your account. Facilitate uninterrupted business operations with pocket friendly interest rates and flexible repayment options.

Cash Credit and Demand Loan

A dedicated team works diligently to assist you for all your trade related needs. Convenient processes and issuance of letter of credit and bank guarantees to benefit from.

Trade Finance Services

Bills, at SBM, are discounted at optimum rates, quick by robust processes. Enjoy convenient documentation, precision in handling of important dates and healthy trade relations.

Discounting & negotiations of foreign bills

SBM provides quick and hassle free pre shipment credit and post export working capital credit which ensures obstacle free work in process to help you fulfil all your future orders.

Packing credit & post shipment working capital facilities including advance against export bill for collection

Term Loans

You may be aware of term loans as fixed amount loans which are given for a fixed tenure at a pre-determined interest rate. Though everything in a term loan is already “fixed”, SBM’s wide range of term loans give you the “Flexibility” to choose a loan solution which is in line with your business objectives.

Avail the benefits of long-term financing solution that studies your project and funds you accordingly.

Project Term Loan

SBM’s short- and medium-term loans enable you to reach your immediate dream in no time. Be it expansion, buying new assets or hiring new talent all you need to do is concentrate on your work front and leave the back-end financing to us.

Medium/Short Term Loan

Take advantage of optimum asset utilization with SBM’s lucrative corporate loans. With our unique combination for interest rates vis-a-vis repayment tenure, enjoy long term financing hassle free.

Corporate Loan

Meet all your short-term financial obligations with SBM’s commercial paper services. With our quick and hassle-free processing, obtain a commercial paper in no time.

Commercial Paper

Obtain immediate funds against your shares, debentures and other securities without selling them out in the market. Irrespective of the value of your securities being high or low, SBM charges interest only on the amount you have used.

Advances against shares/ debentures/bonds/ Unit Trusts/NSC

Non – Fund Based

You can Bank on us!

Repeat business comes not through large production capacities or higher fund availability but through goodwill and precision that accompanies your dealings. SBM Bank believes in strengthening your goodwill by attaching its reputation to your name. Be it advisory, documentation, negotiation or discounting, enjoy SBM Bank’s non-fund-based services like never before.

SBM Bank’s Bank guarantees are accepted all across the globe by both financial institutions as well as the government of maximum countries. Our branches and reputed partner banks ensure quick bank guarantees and prompt collection in both import and export transactions.

Bank Guarantees

We, at SBM Bank, assist you right from opening a Letter of Credit to negotiating, discounting confirming, settling and other related services. Our widespread global network diligently fulfils all responsibilities that are associated with an issuing bank.

Letter of Credit
[Connect with Us]

Our team of experts will assist you with all your banking needs and maximize your journey.

Please enter your message
Please enter your name
Please enter your email
Please enter subject
Please select a City