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- Dos and Donts Mobile Banking
Online banking from the comfort of your couch, at any time of the day or night makes everything you do with your finance convenient.
However, it is crucial for you to understand potential risks involved, along with necessary measures, you must undertake to prevent online financial fraud
The dos and don'ts listed below will help you secure account from online banking frauds:
Dos | Don'ts |
---|---|
1. Memorize your banking credentials & keep them confidential | 1. Don't you "Save Password" for your credentials or automatic login for your online banking account |
2. Register your mobile phone number & email address with your bank | 2. Don't reveal your banking credentials or OTP to anyone, especially through Email/SMS/Phone calls (your bank will never ask for these details) |
3. Ensure you are on your official bank website address, & it is secured with "HTTPS" | 3. Don't perform bank transactions using public Wi-Fi |
4. Enable the SMS notifications on your mobile banking app to be alerted of any transactions being performed | 4. Prevent unauthorized access to your laptop & mobile devices |
5. Use a strong password for your online banking applications | 5. Don't access your bank accounts on shared device |
6. Always ensure that your bank account application & other software on your devices are up to date | 6. Don't write your credentials in plain text on paper or on your devices |
7. Clear all your sensitive data from your devices before disposing them | 7. Don't share your transaction receipts on social media |
8. Regularly review your transaction history to check for unauthorized transactions | 8. Don't visit an unsecured website |
9. Inform your bank immediately if your account or account details are compromised | 9. Don't forget to log out completely from your online banking account upon usage |
Never share your Card Number, CVV PIN, expiry date, OTP, Internet Banking User ID and Password for URN with anyone, even if this caller claims to be Bank employee. Sharing these details can lead to unauthorised access to your account. Your Bank will never ask for such details.
For any clarification or more information, mail us at customercare@sbmbank.co.in